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ITEM 1A. RISK FACTORS
The Corporations business, operating results and/or the market price of our common stock may be significantly affected by a number of
factors. A detailed discussion of certain risk factors that could affect the Corporations future operations, financial condition or results for
future periods is set forth in Part I, Item 1A, Risk Factors, in the 2025 Annual Report on Form 10-K. These risk factors, and others, could
cause actual results to differ materially from historical results or the results contemplated by the forward-looking statements contained in
this report. Also, refer to the discussion in Forward-Looking Statements and Part I, Item 2, Managements Discussion and Analysis of
Financial Condition and Results of Operations, in this Quarterly Report on Form 10-Q for additional information that may supplement or
update the discussion of risk factors in the 2025 Annual Report on Form 10-K.
There have been no material changes from those risk factors previously disclosed in Part I, Item 1A., Risk Factors, in the 2025 Annual
Report on Form 10-K.
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