Metropolitan Bank Holding Corp

Market Cap: $1.12B

Latest 10-Q filed 7/31/2026 · Compared against 5/8/2026

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Material Change Score:0 · none

Risk Factor words: 127 current vs 127 prior · Change: 0.0%

Price since filing date: -2.14%

What's Changed

The filing now omits the boilerplate statement that there have been no material changes since the 2025 Form 10-K and no longer directs investors back to that prior filing for risk details—shifting the focus to the current document’s own, standalone risk disclosures.

Banking SectorRisk DisclosureRegulatory ComplianceFinancial Reporting

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ITEM 1A. RISK FACTORS

There are risks, many beyond our control, which could cause our results to differ significantly from managements expectations. For a description of these risks, please see the risk factors previously described in Part I, Item 1A. Risk Factors in our 2025 Form 10-K. There have been no material changes to our risk factors since the date of that filing. Any of the risks described in our 2025 Form 10-K could by itself or together with one or more other factors, materially and adversely affect our business, results of operations or financial condition. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, results of operations or financial condition.

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ITEM 1A. RISK FACTORS

There are risks, many beyond our control, which could cause our results to differ significantly from managements expectations. For a description of these risks, please see the risk factors previously described in Part I, Item 1A. Risk Factors in our 2025 Form 10-K. There have been no material changes to our risk factors since the date of that filing. Any of the risks described in our 2025 Form 10-K could by itself or together with one or more other factors, materially and adversely affect our business, results of operations or financial condition. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, results of operations or financial condition.

Metropolitan Bank Holding Corp

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